INZURA - The First Protocol Insurance


Hello everyone ... how are you, meeting again with Lani123lani, on this occasion I will review this very good project, INZURA.

What is an inzura?
INZURA is the first insurance token in the world built with the best class protocol applied to protect crypto assets.

INZURA is the first crypto insurance in the world where you can claim lost cryptocurrency with INZURA tokens. 

With the best protocol Implemented, INZURA makes it possible to provide the best class protection for your cryptocurrency. 

With protocols and success strategies INZURA, there are potential benefits to welcoming new users without fear losing their precious strength. 

INZURA is built on top Smart Ethereum contract which is one of the best platforms for smart contracts available on the market. 

INZURA is an operating ERC20 token on the blockchain Ethereum. 
INZURA does not only protect you cryptocurrency, but also provides protection for ongoing ICOs and there will not be afraid of fraud and lose your valuable money

PROBLEMS AND SOLUTIONS FOR CRYPTO 
MARKET
"HACK" and "SCAM" are the best known words in crypto room. The Crypto market has gone through lots and lots of hacking and fraud over the past few years. There are some hacking that have shaken the crypto market goes down to the core. About more than 100 milolions
dollar-worth cryptocurrency lost in 2018.

Fraud and hacking occur most often in this case crypto space and there are certain restrictions to prevent fraud and hacking, but there is no solution for stolen or lost cryptocurrency. INZURA is here for a solution to this problem in the crypto space.

"HACK" and "SCAM" are the most known words in the crypto space. Crypto market has gone through lots and lots of hacks and scams over the past years. There are few hacks that have shook the crypto market down to its very core. Roughly over 100s of mil0lion dollar worth of cryptocurrencies were lost in 2018. Scamming and hacking most often happen in this crypto space and there is certain restriction to prevent scam and hacking, but there is no solution to stolen or lost cryptocurrencies. INZURA is here for the solution to these problems in crypto space.

Inzura offers premium with the IZA token. Once the Inzura platform is live, users can able to purchase the premiums with the IZA token they hold. The scalability of the premium value can be set by the Inzura users. Users should submit the required details and documents before purchasing the premium. Once the premium is purchased and confirmed, the asset worth is calculated with the live price of IZA token with the FAP protocol. Each and every claim submitted is calculated with FAP price at the time of claiming.

MOTIVATION OF INZURA
The main motive of Inzura is to protect the user's crypto asset and to increase the new users to the crypto market. The goal of Inzura is to raise the market capitalization to trillions that can be achieved just when a minimum 10% of the world's population starts using cryptocurrency. How does new users come into the crypto market, it is when they have no fear of losing the crypto asset and when institutional money gets into crypto market. Inzura gives hope of asset coverage and builds the trust that their money will not be lost forever.

The below example shows the position of crypto market in current situation. When the market cap is low, big pumps and dumps takes place and the volatility of the price will be very high. If the market cap reaches to a certain high, the volatility risk will lower and will be stable. Inzura will work towards the goal of reaching highest market cap than other markets such as stocks and commodity.

USE CASE
The Inzura token is used to claim lost/hacked cryptocurrency, where members can claim up to 5 times the value of their Inzura token (calculation with FAP) with their purchased premium, hence making the Inzura token worth 5 times more at the time of claimant.

For instance: Steve purchased a premium for 1000 IZA token with a premium set for certain period of time. In the meantime, his asset in the registered exchange with Inzura platform is hacked and permanently lost and it is officially press released by the exchange regarding the hack, in which the premium covers the exchange that is hacked. In this case, if the lost crypto worth is $5000, Steve can submit the claim worth of $5000 with premium purchased of 1000 IZA token. The price of the IZA token is calculated with FAP. 

The Fixed Audited Price (FAP) of IZA will be $1 and the claim leverage will be 5 times the Fixed Audited Price value at the time of claimant.

Unlike other tokens, Inzura has its own best use case in which users buy the IZA token for the sole purpose of insurance and crypto asset coverage.

FIXED AUDITED PRICE
Fixed Audited Price (FAP) is the most important factor that is to be considered in Inzura mechanism. Every 3-4 months, FAP will be audited in order to maintain the number of users that will be increasing. Since the total supply is very low and in order to stabilize the IZA price from pump and dump by the users, Fixed Audited Price (FAP) plays the major role in price stabilization. The premium claimant is based on the FAP price that is fixed. FAP allows the claimant leverage scalable and increases the asset value of their premium. Since Inzura is for the crypto users, every actions and protocol implemented is for the benefit of crypto users who use Inzura.

For example: Laura bought 10,000 IZA in ICO and plans to spend 5000 IZA for Inzura premium for asset protection and plans to trade the rest 5000 IZA in an exchange. In this case, Laura can sell 5000 IZA in an exchange for $1. If there is high demand for premium purchase, users may buy the token for $5. Since Fixed Audited Price (FAP) is fixed to $1 and the claimant is leveraged up to 5 times, the maximum price IZA can reach is $5 and there will be no use to purchase IZA token more than $5 until and unless the Fixed Audited Price (FAP) is audited and increased. Thus the value of the IZA token can be stabilized through FAP protocol.

CLAIMANT AND FEES STRUCTURE
With Inzura token, the claimant is leveraged to 5 times the Fixed Audited Price (FAP) value, making the investor's asset worth 5 times their purchase. User's crypto worth is estimated at the time of claiming the premium. Every successfully verified claim will be settled in the form of ETH or BTC in the value of USD to their registered wallet, in which the settlement mode may be changed on further discussion with the community members in view of beneficiary wellness consideration. Every claim settlement is subjected to variable GST of 5% of total settlement and 5% processing and service charge. GST percentage may vary according to the allocated slab which is variable. The coins that can be claimed are BTC and ETH. At the time of platform launch, users can expect these coins as an introductory to be able to purchase premium towards. Further addition of coins and tokens will be made with further discussions and meeting with the Inzura community and voting process. 

The hack and loss of coin is confirmed when the particular exchange that is hacked has officially confirmed about their hack and loss. The next process will be confirmation with the press release and media report. Backend data verification will be processed with the exchange and further investigation will be undertaken. Users that are affected by the hack in that particular exchange should immediately report and claim the premium within 72 hours. Backend claim process will be initiated once the claim is submitted. The claim approval or rejection status will be notified within 1-2 weeks, which in some case the process of approval or rejection status may take even further unless clear documents and verification is confirmed. Premium maturity is 24 hours from the time of premium purchase. Users cannot claim the premium before their premium maturity. Premium maturity is implemented to avoid users from purchasing premium towards already hacked exchange which pertains to fraudulent activity.

DOCUMENTATION 

Documentation should be submitted for every premium that is purchased. Documents may contain screen capture with time and date. User should provide the username, email ID, and other necessary details for account verification. Documents will not include password, OTP, 2FA, private key, or other related details that may lead to user's asset access. In any given point in time, no members or representative from Inzura will ask for password or OTP (One Time Password) for verification or for any queries, do not share password or other related data. Users are responsible for their asset security. Users should report Inzura if any member pretending to be Inzura representative or member that tries to get password related information. 

TOKEN MECHANISM 

The Inzura token mechanism clearly explains the process involved in the Inzura ecosystem. The mechanism is a circuit like path where it starts with the user and ends with the user. The system is triggered when the user claims the premium. The necessary protocol is undertaken and sent to the verification team, where they verify all the resource available and cross verify each data available. If the claim is found to be not legit or suspicious of any fraudulent activity, then the system rejects the claim and sends the token back to the user's wallet with penalty. If the claim is legit and all resource is confirmed, then the claim will be approved and transferred to the sanctioning team. All necessary process will be done and the protocol settles the claimant to the user.

INZURA TOKEN

Token

Inzura is an ERC20 token which serves as an insurance token for your crypto asset. Inzura takes the crypto space to next level the way people see cryptocurrency. Inzura provides protection to your crypto asset by insuring your crypto asset like never before. Inzura is the world first token which serves as crypto insurance where you can claim the lost/hacked/scammed cryptocurrency.

IZA TOKEN OVERVIEW

NAME = INZURA
TICKER = IZA
MAX SUPPLY = 120,000,000
MINEABLE = NO
SOFT CAP = 1 Million USD
HARD CAP = 20 Million USD
PAYMENT METHOD = ETHEREUM [ETH]
TOTAL TOKEN FOR SALE = 72,000,000
ETH PEGGED = 200 USD

CHART


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Bitcointalk username: lani123lani


Eth's address: 0xaeC6B59a69a13FBea61AC87b27Cc50d8F594F923

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